What's the most expensive misunderstanding upgraders make about timing?

"The market is always neutral. When you sell high, you'll end up buying high. When you sell low, you'll end up buying low. What's more important is that your GPS has been aligned beforehand, that it is able to help you reach your end goal, regardless of how the market is performing."

Upgraders often treat the market as the deciding variable. In practice the deciding variables are eligibility, loan-to-value, CPF usage and the sequence of the sale and the purchase.

Get those aligned and the market becomes weather rather than direction.

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